Fancy, Yet Frugal: 10 Victorian Homes Under $300K You Can Buy Right Now (2024)

Victorian architecture is an expression of the “More is more” philosophy of design, producing ornate, intricate homes that resemble giant dollhouses. The style is perennially popular and when preserved properly, results in feature-worthy dwellings.

Victorians were supercharged in the late 1800s by the development of steam-powered sawmills, which could mass-produce wood trim with ornate patterns quickly and cheaply, making complicated designs in bright colors available to everyday Americans.

Many classic Victorians are still standing, in almost every corner of the country. And many of these large vintage homes are deceptively affordable.

We turned up 10 Victorians on the market for less than $300,000—and they aren’t fixer-uppers, either. Many of the homes we’ve highlighted below have been lovingly updated, restored, and preserved, ensuring that these grand dames will have a bright future.

Get ready to dream about stained glass, fancy parlors, and idly sitting on the front porch, watching the carriages roll by.

637 Crescent Ave, Ellwood City, PA

Price: $224,000

Grove House: Built in 1891 by Captain Abraham C. Grove, this five-bedroom home has been fully restored. Many of the home’s original features remain, including two fireplaces, woodwork, pocket doors, and stained-glass windows. Recent updates include a new kitchen with quartz countertops, front and side porches, and a new bathroom in the main bedroom suite.

Fancy, Yet Frugal: 10 Victorian Homes Under $300K You Can Buy Right Now (1)

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518 Lincolnway E, Mishawaka, IN

Price: $159,900

Boggs House:It was originally built in 1898 by the Boggs family, and much of this Victorian home’s original charm remains, including crystal door knobs, skeleton key entry, beveled glass windows, inlaid design hardwood floors, and oak woodwork. There is some work ahead for an enterprising buyer—the place is being sold as is. With four bedrooms and nearly 2,800 square feet, there’s no limit to what new owners could do with the property.

Fancy, Yet Frugal: 10 Victorian Homes Under $300K You Can Buy Right Now (2)

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15 Hillside Pl, New Britain, CT

Price: $235,000

Mitchell House: Built in 1888 for Charles E. Mitchell, the attorney who wrote the charter for the town of New Britain, this four-bedroom Queen Anne Victorian looks like a million bucks. And the asking price is way less than that! The 2,700-square-foot home sits on more than a half-acre, and highlights include hardwood floors, coffered ceilings, and pocket doors, plus ornate woodwork and trim.

Fancy, Yet Frugal: 10 Victorian Homes Under $300K You Can Buy Right Now (3)

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307 Seminary St, Lodi, WI

Price: $274,900

Backyard oasis: Built in 1910, this Victorian was recently fully restored by its current owners, who also made over the lovely backyard. The three-bedroom home is highlighted with maple cabinetry, a copper sink, wood floors, and ornate chandeliers. There’s a deck out back along with a pergola, a shed, and a carport.

Fancy, Yet Frugal: 10 Victorian Homes Under $300K You Can Buy Right Now (4)

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116 W. Main St, Manchester, MI

Price: $279,900

Main Street masterpiece: This quaint four-bedroom Victorian was built in 1902 and sits on the city’s main drag. It includes original crown molding, a full wall of pass-through cabinets, and an updated bathroom. The double lot boasts a lovely yard and a detached two-car garage.

Fancy, Yet Frugal: 10 Victorian Homes Under $300K You Can Buy Right Now (5)

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16 Alden St, Worcester, MA

Price: $229,900

Green Victorian: This adorable home has been fully updated with green, environmentally advanced features, including solar panels, Marmoleum and bamboo flooring, and VOC paint. The three-bedroom home sits across the street from Oread Castle Park, a 3-acre open space with basketball courts, picnic tables, and outdoor fitness areas.

Fancy, Yet Frugal: 10 Victorian Homes Under $300K You Can Buy Right Now (6)

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545 McGhee St, Jellico, TN

Price: $185,000

Jellico gem: Built in 1902, this roomy five-bedroom, over 2,600-square-foot home features original woodwork and hardwood floors. There’s also a wraparound porch, three fireplaces, stained glass, a grand staircase, and plenty of natural light. Surrounding the home are fruit trees and blueberry bushes, and there’s a park right across the street.

Fancy, Yet Frugal: 10 Victorian Homes Under $300K You Can Buy Right Now (7)

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980 NE 2nd St, Dufur, OR

Price: $259,000

Mount Hood views: With views of Mount Hood from the second floor, this Victorian offers plenty to get excited about. Built in 1904, much of the three-bedroom home has been updated, including the kitchen, covered deck, windows, and a new roof.

Fancy, Yet Frugal: 10 Victorian Homes Under $300K You Can Buy Right Now (8)

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213 E. Union St, Rockton, IL

Price: $265,000

Farmhouse fabulous: Located in historic Rockton, this pastel-hued Victorian has five bedrooms and more than 2,400 square feet. Sitting on a large lot, the home has been restored to capture its original magic, while offering modern comforts. There’s a full glass conservatory and a covered wraparound porch, as well as a finished basem*nt.

Fancy, Yet Frugal: 10 Victorian Homes Under $300K You Can Buy Right Now (9)

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201 Fountain Ave, Paducah, KY

Price: $154,000

Tucked away from it all: Built in 1881, this home features soaring ceilings, an ample front porch with leaded glass alcove, and gorgeous staircase. The upstairs could be a total master retreat, with a main bedroom suite and a sitting room or office. The central bathroom has been recently updated, and the home’s backyard is overlooked by a deck.

Fancy, Yet Frugal: 10 Victorian Homes Under $300K You Can Buy Right Now (10)
Fancy, Yet Frugal: 10 Victorian Homes Under $300K You Can Buy Right Now (2024)

FAQs

Where in the US can you buy a house for $300,000? ›

On the other hand, these are the 10 best states that will provide you with the most value for a $300,000 homebuying budget:
  • West Virginia.
  • Mississippi.
  • Arkansas.
  • Louisiana.
  • Kentucky.
  • Oklahoma.
  • Iowa.
  • Alabama.
Apr 25, 2023

How much does a modern Victorian house cost? ›

In the U.S., it costs, on average, $350,000 to build a Victorian-style house. Typically, most homeowners spend between $250,000 and $600,000. The average cost per square foot to build a Victorian-style home is $100 to $200.

Was there much difference between rich and poor homes in Victorian homes? ›

Housing conditions like this were perfect breeding grounds for disease. On the other hand, the homes for the middle classes and the upper classes were much better. They were better built, larger and had most of the new gadgets installed, such as flushing toilets, gas lighting, and inside bathrooms.

Are Victorian houses sought after? ›

Victorian homes remain particularly popular, characterised by their historic charm, solid construction, and spacious interiors. You'll often find Victorian houses in some of the most desirable locations which include convenient access to schools and transport links.”

What's the average house payment on a $300000 house? ›

Monthly Payment Breakdown by APR and Term
APR15-year term30-year term
4.00%$2,219$1,432
4.50%$2,295$1,520
5.00%$2,372$1,610
5.50%$2,451$1,703
4 more rows

How much money should I have to buy a $300 K house? ›

How much down payment for a $300,000 house? The down payment needed for a $300,000 house can range from 3% to 20% of the purchase price, which means you'd need to save between $9,000 and $60,000. If you get a conventional loan, that is. You'll need $10,500, or 3.5% of the home price, with a FHA loan.

What are Victorian style homes called? ›

In the United States, Victorian house styles include Second Empire, Queen Anne, Stick (and Eastlake Stick), Shingle, Richardsonian Romanesque, and others.

What state has a lot of Victorian style homes? ›

Old Louisville has the most extensive collection of restored Victorian homes in the country and is the third-largest Historic Preservation District in the U.S.” Kentucky.

What makes a house look Victorian? ›

Features of a Victorian House

The houses usually have two to three stories with steep, gabled roofs and round towers. On the exterior, there are towers, turrets, and dormers, forming complex roof lines as architects sought to create designs that would pull the eye to the top of the house.

What are the disadvantages of a Victorian house? ›

The cons of buying a Victorian house
  • Uncomfortable draughts and difficult to heat. ...
  • Less precise construction. ...
  • Inefficient sash windows. ...
  • Upkeep can be more expensive. ...
  • Small and cramped. ...
  • Nowhere to park. ...
  • Dangerous paint residue.

What did the rich Victorians eat? ›

Victorians with more money enjoyed mutton, bacon, cheese, eggs, sugar, treacle and jam as part of their meals. Breakfast may involve ham, bacon, eggs and bread. People who lived near to the sea often ate a lot of fish too. Dishes like kedgeree were very popular.

What did poor Victorians do for a living? ›

Luxuries were not available to the millions of working poor, who toiled for long hours in mills (like Stott Park Bobbin Mill, Cumbria), mines, factories and docks. The dreadful working and living conditions of the early 19th century persisted in many areas until the end of the Victorian age.

What color were most Victorian houses? ›

Darker & highly saturated colors are some of the most popular and most traditional with Victorian-style homes. Traditionally quite dark, olives, browns, greens, dark reds and maroon were all quite common.

Why do Victorian houses have high ceilings? ›

Victorian houses were designed with high ceilings to give the illusion of generous space, even in smaller terraced properties, while the quality of wall and ceiling mouldings was directly related to the status of the house. The more ornate, the grander the home.

Why are Victorian houses so big? ›

Balloon framing replaced the costly and cumbersome post-and-beam construction in use since Colonial times with relatively thin, light pieces of lumber–today's familiar two-by-fours. These expedients made it possible to build houses faster, cheaper, and also larger and more elaborate than ever before.

What place in America has the cheapest houses? ›

Cheapest States To Buy A House At A Glance
RankStateHousing Price Index Movement (since Q1 1991)
1West Virginia190.61
2Alabama240.23
3Mississippi195.71
4Arkansas233.62
6 more rows

Where in America has the cheapest houses? ›

Cheapest States To Buy A House, Ranked 1-50
RankStateMedian Home Price
1Iowa$147,800
2Indiana$141,700
3Ohio$145,700
4Nebraska$155,800
46 more rows
Apr 3, 2024

Where in the U.S. has the most expensive homes? ›

Most expensive housing markets in the U.S.
  • Washington, D.C.
  • San Diego, California. ...
  • Lake Havasu City, Arizona. ...
  • Queens, New York. ...
  • Arlington, Virginia. City population: 234,000. ...
  • Seattle, Washington. City population: 749,267. ...
  • Boston, Massachusetts. City population: 649,768. ...
  • Nassau County, New York. City population: 1,383,726. ...

Is $300000 a lot for a house? ›

California is notorious for having high living expenses, especially for housing, so it is no surprise that a $300,000 homebuying budget won't get you far in the Golden State.

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