Stripe Financial Connections | Connect Users’ Financial Accounts (2024)

Stripe logo

Payments Payments Online payments
Checkout Checkout Pre-built payment form
Elements Elements Customisable payments UIs
Payment Links No-code payments
Connect Connect Payments for platforms
Billing Billing Subscription management
Invoicing Invoicing Online invoices
Terminal Terminal In-person payments
Financial Connections Linked financial account data
Identity Identity Online identity verification
Climate Climate Carbon removal

Billing Billing Subscription management
Invoicing Invoicing Online invoices
Revenue Recognition Revenue Recognition Accounting automation
Sigma Sigma Custom reports
Data Pipeline Data warehouse sync
Atlas Atlas Startup incorporation

Automate revenue and finance on Stripe

Connect Connect Payments for platforms
Issuing Issuing Card creation

Start-ups
Enterprises

SaaS
Platforms
E-Commerce
Marketplaces
Crypto
Creator economy
Embedded finance
Global Businesses
Finance Automation

App Marketplace
Professional services
Partner ecosystem

Documentation

Pre-built checkout
Libraries and SDKs
App integrations

Accept online payments
Manage subscriptions
Send payments

Full API reference
API status
API changelog
Build on Stripe Apps

Support centre
Support plans
Guides
Customer stories
Blog
Sessions
Contact sales

Jobs
Newsroom
Stripe Press
Become a partner

Stripe Financial Connections lets your users securely share their financial data with you. Integrate once to retrieve financial data and use it to streamline payments, reduce fraud, underwrite risk, and build new products.

9:41

Investments £52,024.42 £6,874.72 (9.23%)

1D 1W 1M 3M 1Y All

Linked accounts

No bank accounts linked

Connect an account to immediately add funds

Connect bank account

Stocks

GPTN

£30,000

Your investment account value is £52,024.42

Add funds

Withdraw

Settings

Portfolio Moderately Aggressive

Recurring £200 / Mondays

recent activity

Dividend £27.64

Recurring Investment £200

Select bank

Bank of America bankofamerica.com

Huntington Bank huntington.com

Chase chase.com

Wells Fargo wellsfargo.com

Capital One capitalone.com

Chime chime.com

Citi citi.com

Select account

Premier Current ••••3234

Platinum Savings ••••4242

Connect account

Success Your account is connected.

Back to Zorro

https://connect.secure.wellsfargo.com/auth/login/present?app_descriptio

Username marksmith

Password

Cancel

Secure area

Add funds to Zorro Investments £0

Premier Current ••••3234 Change bank

Submit

1 2 3 4 5 6 7 8 9 · 0

How it works

Let your users connect their financial accounts in seconds to improve payments and product experiences.

Embed our authentication flow into your mobile app or website, or easily add it to our payment UIs in the Dashboard. Authenticate accounts and maximise conversion with a streamlined user experience.

£344.78 Due 21 Feb 2022

To Sarah King From Rocket Rides

View invoice details

Select a payment method

US bank account

Card

Search for your bank

Full name

Sarah King

Bank account Secured by Stripe

Current ••••1499

Unified stack

Use cases

Secure access to users’ financial data enables you to streamline common processes, such as onboarding and payments, and build new products to help users manage their finances. Because Financial Connections is fully interoperable with the rest of Stripe, it’s easy to connect to users’ accounts to improve payments and product experiences.

Power secure and reliable ACH Direct Debit payments, payouts, and other types of money movement by instantly verifying bank accounts. Check account balances before initiating debits to avoid payment failures and insufficient funds errors.

Stripe Financial Connections | Connect Users’ Financial Accounts (1)

Reduce fraud by confirming bank account ownership before initiating payouts or accepting payments. Use Financial Connections with Stripe Identity to both verify a user’s identity and confirm they’re the owner of a bank account.

Stripe Financial Connections | Connect Users’ Financial Accounts (2)

Mitigate the risk of losses when processing payments or offering financial services. Gain additional visibility into users’ cash flow, income sources, and ability to repay.

Stripe Financial Connections | Connect Users’ Financial Accounts (3)

Build products that help users manage their money. Unify data about users’ accounts and payments so they can better manage cash flow and understand their earnings.

Stripe Financial Connections | Connect Users’ Financial Accounts (4)

Data privacy and transparency

Your users should always be in control of their financial data. With Financial Connections, you can promise your users that you can only access the data they have consented to share.

Financial data access Select all that apply

Data types

Bank payment method Move money to/from your customers' bank accounts.

Balances View current and pending balances on customers' financial accounts.

Account ownership details View name(s) and mailing address of the account holder.

Transactions View transaction details, such as amount, merchant, and date.

Preview of end-user experience:

Zorro uses Stripe to connect your accounts

Fast and simple Connect your account in seconds.

Data is encrypted Zorro can access data. You can disconnect at any time.

Data sharing Zorro will have access to the following data and related insights:

Account details

We're excited to collaborate with Stripe to let our customers pay via ACH without having to wait days to verify microdeposits. It's great for our customers, who will have an easier way to use a preferred payment method, as well as our development team, which can use a single integration to manage payments and bank account verifications.

With Stripe Financial Connections, creators can link their bank accounts in seconds when they join Nifty Gateway. No account number typos, no delayed payouts, it just works.

Pricing

Start connecting to users’ financial accounts to improve payments and product experiences.

Learn how Stripe handles sensitive financial data.

Stripe’s ACH Direct Debit comes with built-in instant bank account verification, powered by Financial Connections.

Start now Explore the docs

Stripe Financial Connections | Connect Users’ Financial Accounts (2024)

References